What percentage of income will a retired household spend on healthcare? 20.

The average retired household spends nearly three times as much of their income on healthcare as working households according to the Kaiser Family Foundation, retired households spend 14% of their income on healthcare, while this figure is just 5% for working households. Working adults can take advantage of savings tools like Health Savings Accounts (HSAs) to help prepare for this burden, as it doesn’t seem like healthcare is going to get cheaper anytime soon.